Terms and Conditions of Use

These Terms and Conditions outline the relationship between fionteluvia.sbs and site visitors. Please read them carefully before using this site.

Last updated January 28, 2026

Acceptance of Terms

By accessing or using fionteluvia.sbs, you confirm your acceptance of these Terms and Conditions. If you do not agree with any part of these Terms, kindly refrain from using the site.

Definitions

Throughout this notice, the following definitions are used for clarity.

  • "Site" means fionteluvia.sbs and all financial blog content available within.
  • "User" means any visitor, subscriber, or person who accesses resources or information on this website.
  • "Content" refers to the financial insights, analytical reviews, articles, and other published information on the site.
  • "We/Us" means the operators or representatives of fionteluvia.sbs.

Acceptable Use Policy

Users must access fionteluvia.sbs responsibly and not misuse, disrupt, or attempt unauthorized access to our content or infrastructure.

Eligibility

This site is intended for users residing in Malaysia. Access from outside Malaysia is at the user's discretion and risk.

Users must be of legal age in their jurisdiction.

Your Responsibilities

By using the site, you agree to act lawfully and maintain the integrity of your personal data and credentials.

  • Not to share false or misleading information.
  • Not to attempt unauthorized access or interfere with site performance.
  • Not to distribute malicious software or engage in phishing.
  • Not to infringe on intellectual property rights of this site or third parties.

Prohibited Uses

The following activities are not permitted on fionteluvia.sbs:

  • Transmitting unlawful, offensive, or harmful content through the platform.
  • Harvesting or mining personal data from other users.
  • Impersonation or misrepresentation of your identity.
  • Engaging in unsolicited marketing communications.
  • Circumventing security controls or attempting site disruption.

Intellectual Property Rights

All content, branding, and media on fionteluvia.sbs is protected by intellectual property laws. Unauthorized reproduction, adaptation, or distribution of our material without permission is strictly prohibited.

User-Generated Content

If you submit feedback or comments, you retain ownership but grant us a right to display or use your contribution on the site.

Rights You Grant Us:

By submitting material, you allow us to use, review, and display your content as relevant to our services.

Privacy and Data

Your use of the site constitutes acceptance of our Privacy Policy. Please review it to understand how personal data is handled in compliance with Malaysian laws. See Privacy Policy

Disclaimer of Liability

Content is for informational purposes and general guidance only; no guarantees are offered.

No Guarantees:

Information supplied may not result in expected outcomes. Always consider your unique circumstances before acting.

Limitation of Liability

We are not responsible for any damages or losses that result from reliance on this content.

Indemnity

By using this site, you indemnify us against claims or liabilities from your misuse or unlawful activities.

Dispute Resolution Process

In the event of a dispute, please reach out for informal resolution before other actions.

Arbitration

Unresolved disputes may be sent for binding arbitration conducted in Malaysia.

This clause does not prevent you from using other remedies available under local law.

Online Dispute Resolution

Where possible, we encourage online dispute resolution as a first step for resolving issues.

Contact us for instructions: Contact us for instructions

Applicable Law and Jurisdiction

Malaysian law governs all matters relating to this site and its use.

Termination

We reserve the right to restrict or terminate access at any time for policy breaches or unlawful use.

Changes

We may revise these Terms from time to time and will update the date accordingly. Continued use means acceptance of changes.

Severability

If any provision is found invalid, other sections remain enforceable.

Complete Understanding

These terms constitute the full agreement between users and fionteluvia.sbs regarding site use.

Contact for Queries

For any questions related to these Terms, reach out as follows:

Contact Email: content@fionteluvia.sbs

Phone: +6019-110 4354

Mailing Address: Sandbox Coworking Space, Jalan Radin Bagus, Sri Petaling, Kuala Lumpur 57000 Malaysia

Effective Date: January 28, 2026

Version: 1.0